Audiences in the UK were shocked when BBC correspondent John Sergeant withdrew from hit TV series Strictly Come Dancing. However, a comparison website believes it has found the real reason for his departure - his car insurance.
According to the tongue-in-cheek research, had John Sergeant carried on and become a professional dancer instead of a journalist, his car insurance premium would have leapt by £124.75.
Based on a male aged 64 living in Ealing, West London, driving a Rover 75 Classic SE V6, with a full no-claims bonus, the cheapest available premium for a journalist is £255.50 through car insurance provider Esure. By comparison, the cheapest quote available to a dancer fitting the same profile and driving the same car is £380.25 through Kwik-Fit car insurance.
There are many reasons why jobs influence car insurance premiums. For example if a job is likely to keep you on the road more often you're likely to pay more - or if you're more likely to drive tired or stressed this could also influence your premiums.
The research also shows that the way you describe your occupation can also have a large impact on your premiums. For example, a male aged 30 living in Bristol and driving a Rover Toyota Celica 1.8 with a full no-claims bonus could pick up premiums for as little as £437.03 a year through Kwik-Fit car insurance by describing himself as a singer. However, the lowest premium available to the same driver who describes himself as an entertainer is £660.95 through Elephant car insurance.
Of course it is important not to confuse being savvy with being dishonest. However, if you can find a legitimate alternative way to describe your job it may be worthwhile investigating the impact this has. For example, a dancer is likely to pay more because they may perform late then socialise and drive home.
To see what affect your job has on your car insurancepremium, test out some different descriptions. You cancompare car insurance quotes online with a comparison website. Article Source: http://EzineArticles.com/?expert=Alex_Gregory |
No comments:
Post a Comment